These Terms govern the purchase of the ACG Indicative Book Valuation through www.acggrowthpartners.com/acquisitions/value-my-book. They are accepted electronically at checkout, and the version accepted is recorded against your valuation reference.
1. Service Provider
The Book Valuation Service is provided by ACG Corporate Group (Pty) Ltd trading through ACG Growth Partners™ (“ACG”), Reg. No. 2024/732697/07, VAT No. 4730323948, South Africa. Website: www.acggrowthpartners.com.
2. Service Purchased
The customer purchases one indicative commercial valuation of a financial-services book, client portfolio or advisory practice based on the information submitted for that valuation. The fee for the service is R500.00 including VAT.
3. Nature of the Valuation
The valuation is an indicative commercial assessment intended to support preliminary business, succession and transaction planning. It is not an audit, actuarial valuation, accounting opinion, tax opinion, legal opinion, investment advice, fairness opinion or independent expert valuation.
4. Customer Information
The customer confirms that they are authorised to submit the information provided and that it is accurate and complete to the best of their knowledge. ACG may rely on that information. ACG is not responsible for an inaccurate or misleading outcome caused by incomplete, inaccurate, outdated or misleading information supplied by the customer.
5. Indicative Value Only
Any range, multiple, estimate or commentary produced is an indication at the time of assessment. Actual market value may differ because of buyer demand, revenue quality, client concentration, retention, product mix, recurring income, transferability, compliance, contractual restrictions, due diligence, adviser involvement and negotiated transaction terms. ACG does not guarantee that a book or practice will sell, or that it will sell at the indicative value.
6. Fee and Payment
The total customer charge is R500.00 including VAT. Payment must be successfully completed through the approved online payment facility before the valuation result is released. The payment provider may process payment information under its own security and privacy terms. ACG does not store full card numbers or CVV details.
7. Immediate Commencement
By accepting these Terms and completing payment, the customer expressly instructs ACG to commence the valuation service immediately after successful payment. Commencement includes automated or manual processing of submitted information, application of the valuation methodology, internal analysis, preparation of the result and any reasonable follow-up required to complete the service.
8. Cancellations and Refunds
Once the valuation service has commenced with the customer’s express consent, the R500.00 fee is non-refundable for a change of mind, a decision not to sell, a decision not to proceed with ACG, dissatisfaction with the indicative valuation, or failure to secure a transaction at the estimated value. This does not limit any right or remedy that cannot lawfully be excluded. ACG will correct or refund a duplicate charge, and will provide an appropriate remedy where ACG is unable to provide the purchased service or where a remedy is required by applicable law.
9. One Submission / Revaluation
The R500.00 fee covers one valuation based on one submitted data set. Materially revised figures, a new book/practice, or a later revaluation may be treated as a new valuation and may require a new fee. ACG may correct obvious data-entry errors before finalising the valuation at its discretion.
10. Confidentiality
ACG will handle valuation information confidentially and in accordance with its Privacy Notice. Purchasing a valuation does not authorise ACG to disclose the seller’s identity, client list or identifying book information to a prospective buyer.
11. No Acquisition Mandate
Purchasing the Book Valuation Service does not appoint ACG to market, broker, sell or source buyers for the book or practice and does not create a Book Acquisition Mandate. Any acquisition, sale, buyer-introduction or transaction-support service requires a separate signed mandate and separate commercial terms.
12. Personal Information
Personal information will be processed for the purpose of providing the valuation, administering payment, communicating the result, maintaining appropriate business/accounting records and related lawful purposes described in the ACG Privacy Notice. Customers should not submit unnecessary client-identifying information unless ACG specifically requests it through an approved secure process.
13. Use of the Valuation
The valuation is prepared for the customer identified in the submission for their internal business, succession or transaction-planning use. It must not be represented as an audited, actuarial or independent expert valuation. Third parties should obtain their own professional advice before relying on it.
14. Intellectual Property
ACG retains its rights in the valuation methodology, calculations, report structure, commentary and presentation, excluding information originally supplied by the customer. The customer may retain and use their completed valuation for legitimate internal business and transaction-planning purposes.
15. Electronic Agreement
By selecting the acceptance checkbox and completing payment, the customer confirms that they have had an opportunity to review these Terms and the transaction information, agree to these Terms electronically, authorise the R500.00 payment and consent to immediate commencement of the valuation service.
16. Governing Law
These Terms are governed by the laws of the Republic of South Africa. Nothing in these Terms excludes or limits any consumer or statutory right that cannot lawfully be excluded.