Commercial Lines Underwriter

Role overview

ACG Growth Partners™ is recruiting on behalf of an established insurance brokerage in Kloof, Durban for a Commercial Lines Underwriter.

The brokerage provides tailored risk and insurance solutions to commercial clients in the South African market. It places a high value on professional service, ethical business practice and long-term relationships with both clients and insurers.

The successful candidate will assess and underwrite commercial insurance risks across a range of lines of business. Policies must be priced and structured in line with company guidelines and current market conditions. This is a full-time, on-site position, with a start date of 1 November 2026.

Key responsibilities

• Assess and underwrite commercial insurance risks across various lines of business.
• Review proposal forms and supporting documentation.
• Analyse risk information to reach sound underwriting decisions.
• Price and structure policies in line with company guidelines and market conditions.
• Prepare quotations and issue policy schedules and endorsements.
• Liaise with brokers, insurers and clients to clarify risk details, negotiate terms and resolve queries promptly.
• Maintain accurate and complete underwriting and policy records.
• Monitor renewals across the portfolio.
• Support the claims team with policy-related information.
• Contribute to product and process improvements.

Minimum requirements

• RE5 and an NQF4 qualification are prerequisites for this role.
• Strong technical knowledge of insurance and experience in commercial lines underwriting.
• Demonstrated analytical ability in assessing risk and interpreting data.
• Proven customer service and communication skills in managing client and insurer relationships.
• Proficiency with standard office and insurance systems.

Preferred qualifications

• Prior experience in a commercial insurance brokerage or insurer environment is highly beneficial.
• Further industry qualifications or accreditations are an advantage.

Skills and competencies

• Sound underwriting judgement based on accurate interpretation of risk information.
• Attention to detail and accuracy in documentation.
• Clear, professional communication with brokers, insurers and clients.
• The ability to manage multiple priorities and meet deadlines.
• Collaborative working within an on-site team.

Personal attributes

The brokerage is looking for a technically strong underwriter who takes care over detail, communicates well and enjoys working closely with colleagues in an office team. Someone who values continuous learning and wants to keep building their underwriting and advisory skills will fit well here.

Why this opportunity

• A full-time underwriting role with an established commercial insurance brokerage.
• Exposure to a broad range of commercial lines.
• A collaborative team that values technical expertise and client care.
• Support for continuous learning, industry accreditation and career growth.
• Remuneration commensurate with experience and skill level.

Candidate information required

A detailed curriculum vitae setting out commercial lines underwriting experience, the lines of business and insurers worked with, proof of RE5 and NQF4, and current notice period.